Two different claims. The first means a person traced every figure on this page to the regulator, the statute or a court — each one cited inline, click any marker to open the source. The second is automated: our monitor confirms daily that those sources still resolve and still contain the text we cite them for. Only a person moves the first. Only the monitor moves the second.
Permitted, and every loan is registered in a statewide database you can query yourself.
Kentucky operates the Deferred Presentment Transaction System, a secure online database at kydpp.com that licensed lenders must use. Borrowers with questions about the system or the status of their own loans can call the Department of Financial Institutions on (877) 593-7701.Kentucky · RegulatorKentucky Department of Financial Institutions — the Kentucky Deferred Presentment Transaction System is a secure online database at kydpp.com; customers with questions about the system or the status of their payday loans can call (877) 593-7701
That number is worth knowing. It lets you check what loans are recorded against you — useful if a lender claims you owe something you do not recognise.
The maximum loan amount, fee cap and term limits for Kentucky are not yet traced to the statute on this page. The database and the regulator are confirmed; the numbers are not. We will complete this and re-date the page.
You can revoke authorisation and instruct your bank to stop the payment, whatever your agreement says.
What Regulation E says about automatic payments →
A payday loan is a consumer debt. If it goes unpaid, two Kentucky rules decide what a lender can do next: how long it has to sue you, and how much of your pay a court can order taken.
Being sued over an old payday loan? A collector can still file, but the time limit is a defence you can raise — and you cannot be jailed for the debt. What can and cannot happen if you don’t pay →